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Rutgers Federal Credit Union is a cooperatively owned, not-for-profit financial institution, organized in 1954. Currently Rutgers FCU has over $75 million in assets and approximately 8,900 members use our services. Rutgers FCU member deposits are insured up to $250,000 by National Credit Union Insurance Fund (NCUSIF), a federal government agency.


Board of Directors
Rutgers Federal Credit Union is governed by a volunteer Board of Directors, who come from the credit union's membership. The directors are elected to three-year terms on a revolving basis, and meet monthly to review the status of the credit union and to determine policy and rates.

  • Chairperson: Terry Matilsky
  • 1st Vice Chair: Debra McNally
  • Treasurer: Bill Williams
  • Secretary: Arlene Buckley
  • Director: Marie Holowka-Bedatsky

Your RFCU Staff

  • President/CEO: Marie Holowka-Bedatsky   NMLS#715616
  • Vice President: Joanne Fabian   NMLS#715595
  • Assistant Vice President of Operations: Debbie Gassaway
  • Branch Supervisor: Heather Krushinski   NMLS #1162889
  • Director of Member Experience: Pamela Callender
  • Senior Accountant: Mabel Acevedo
  • Accountant: Laurie Pilla
  • Marketing Associate: Norris Brown
  • Membership Development Associate: Jenna Smith NMLS#1492257
  • Member Experience Representative: Margaret Cartelli NMLS#794599
  • Member Experience Representative: Karen Vetter NMLS#1165528
  • Member Experience Representative: Carina Delong NMLS#1492255
  • Member Experience Representative: Amaris Caiazzo NMLS#1492253
  • Back Office Associate: Anastasia Pitts
  • Senior Member Service Representative: Shari Stess-Scott
  • Senior Member Service Representative/Collector: Sylvia Hill

Member Service Representatives:

  • Bob Riolo
  • Max Walker
  • Virginia Montero
  • Amanda Fabian
  • Sarai Rodriguez