Home » Rates » Savings Rates

Dividend rates are effective 01/31/14

All deposit rates are expressed as Annual Percentage Yields.
Rates are subject to change without notice.
APY = Annual Percentage Yield

For complete terms & conditions, including compounding & crediting schedules, refer to the published Membership Booklet or call us at 732-932-7645/ 732-445-3050.

Savings account requires a minimum opening deposit of $25 Minimum deposit of $250 for stated dividend.
The APY is based on the assumption that all principle dividends will remain in the account until maturity; withdrawals will reduce earnings and early withdrawal penalties apply for club and certificate accounts.
Dividend Rate
Annual Percentage Yield APY
Savings Account
Interest paid on balances of $250.00 or more. These rates also apply to IRA Shares.
0.05%
0.05%
Checking Account
0.00%
0.00%
Club Accounts
.
0.25%
0.25%

 

Money Market Rates
(Requires A Minimum Deposit of $2,000 for stated dividend.
Minimum of $25 required in Primary Savings)
Term
Dividend Rate
Annual Percentage Yield APY
$2,000  minimum
 0.10%
 0.10%
$50,000 minimum  0.15%  0.15%
$100,000 minimum  0.20%  0.20%
                                                           
 
 

 

Share Certificates

(Requires A Minimum Deposit of $500)
These terms and APY's apply for IRA Certificates of Deposit also.

The APY is based on the assumption that all principle dividends will remain in the account until maturity; withdrawals will reduce earnings and early withdrawal penalties apply for club and certificate accounts.

Term
Dividend Rate
Annual Percentage Yield APY
 
 
 
6 Months
0.30%
0.30%
12 Months
0.45%
0.45%
24 Months
0.75%
0.75%
36 Months
1.00%
1.01%
48 Months
1.10%
1.11%
60 Months
1.20%
1.21%