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Dividend rates are effective 2/9/15

All deposit rates are expressed as Annual Percentage Yields.
Rates are subject to change without notice.
APY = Annual Percentage Yield

For complete terms & conditions, including compounding & crediting schedules, refer to the published Membership Booklet or call us at 732-445-3050.

Savings account requires a minimum opening deposit of $25 Minimum deposit of $250 for stated dividend.
The APY is based on the assumption that all principle dividends will remain in the account until maturity; withdrawals will reduce earnings and early withdrawal penalties apply for club and certificate accounts.
Dividend Rate
Annual Percentage Yield APY
Savings Account
Interest paid on balances of $250.00 or more. These rates also apply to IRA Shares.
0.05%
0.05%
Checking Account
0.00%
0.00%
Club Accounts
.
0.25%
0.25%

 

Money Market Rates
(Requires A Minimum Deposit for stated dividend.
Minimum of $25 required in Primary Savings)

Term
Dividend Rate
Annual Percentage Yield APY
$2,000 minimum
0.05%
0.05%
$50,000 minimum 0.10% 0.10%
$100,000 minimum 0.15% 0.15%
$200,000 minimum 0.20% 0.20%

 

Share Certificates

These terms and APY's apply for IRA Certificates of Deposit also.

The APY is based on the assumption that all principle dividends will remain in the account until maturity; withdrawals will reduce earnings and early withdrawal penalties apply for club and certificate accounts.

Term
Dividend Rate
Annual Percentage Yield APY
$500.00 Minimum Balance
6 Months
0.15%
0.15%
12 Months
0.30%
0.30%
24 Months
0.65%
0.65%
36 Months
0.90%
0.90%
48 Months
1.05%
1.05%
60 Months
1.25%
1.26%
$30,000.00 Minimum Balance
6 Months
0.20%
0.20%
12 Months
0.35%
0.35%
24 Months
0.70%
0.70%
36 Months
0.95%
0.95%
48 Months
1.15%
1.16%
60 Months
1.35%
1.36%
$100,000.00 Minimum Balance
6 Months
0.25%
0.25%
12 Months
0.40%
0.40%
24 Months
0.75%
0.75%
36 Months
1.00%
1.00%
48 Months
1.20%
1.21%
60 Months
1.40%
1.41%