Personal Loans

Loan Rates

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Do you need money for a new computer, educational expenses, vacation, or any other immediate financial need? As a Rutgers Federal Credit Union member, you can access a variety of personal loans. Applying is easy.

Personal Loan

  • Borrow up to $20,000.00
  • Terms up to 60-months

Personal Line of Credit

The freedom and flexibility to buy what you need, when you need it.  This is a one-time application, fixed rate line of credit just for you!

  • Borrow up to $3,000.00
  • Available to use again and again

Seasonal Loan

A change in the seasons can bring about different needs. From holiday expenses to tax-time and nearly everything in-between, we offer our members a loan that allows you to:

  • Borrow up to $3,000.00
  • Terms up to 24-months

Debt Destruction Loan

Say goodbye to high interest loans and credit cards. Our debt destruction loan allows you to consolidate your high interest credit cards and loans into one easy fixed payment at a lower interest rate.

  • Borrow up to $20,000.00
  • Terms up to 60 months

Life Style Loan

Cosmetic surgery, veterinary bills, adoption expenses, an ultimate vacation, sky diving, surfing lessons…achieving your dreams is in reach with our Lifestyle Loan. Enhance your life, your body or your mind. There’s no need to wait another day, your “some day” can be today. Borrow up to $20,000.00

Technology Loans

Finance your next technology purchase. We can offer you 100% financing to purchase computers and other electronic devices.

  • Borrow up to $2,500.00
  • Terms up to 36 months.

All loans are subject to credit union lending guidelines and credit worthiness.