Secured Loans

Loan Rates

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To Help You Build Your Credit

Share/Share Certificate Secured Loans

Consider a Secured loan before tapping into your Share Savings account. You can:

  • Borrow up to 100 percent of the funds in your Share Account (less the $5 membership pledge)
  • Borrow up to 100 percent of the Certificate Balance
  • Terms up to 120 months
  • Funds become available as you pay down the loan

Secured Visa

Build or re-establish your credit history with a secured Visa credit card. There’s no annual fee and it’s free to RFCU members. 

All loans are subject to credit union lending guidelines and credit worthiness.