To Help You Build Your Credit
Share/Share Certificate Secured Loans
Consider a Secured loan before tapping into your Share Savings account. You can:
- Borrow up to 100 percent of the funds in your Share Account (less the $5 membership pledge)
- Borrow up to 100 percent of the Certificate Balance
- Terms up to 120 months
- Funds become available as you pay down the loan
Build or re-establish your credit history with a secured Visa credit card. There’s no annual fee and it’s free to RFCU members.
All loans are subject to credit union lending guidelines and credit worthiness.