Rutgers Personal Checking

Isn’t it nice when things are simple? At Rutgers Federal Credit Union, we think that simple is a good thing. That’s why there’s nothing complicated about our checking account. We start with the basics, then allow members to add convenience options based on their needs – not someone else’s.

Here are just some of the extra benefit options that members can take advantage of to create a personal checking account that’s just that – personal.

At Rutgers Federal Credit Union, our members enjoy checking options that include:

  • Home Banking - Don’t stand in line, get online! Anywhere there is internet access, you can check your account balance, transfer funds, and pay bills 24/7.
  • Online Bill Pay - Pay bills and schedule payments from a single website. It’s free, secure, and easy.
  • Mobile Banking - It’s like banking from your home PC but on a smaller screen that’s simple and easy to navigate. You get 24/7 access to your account information including bill pay through our mobile app and text messaging using your mobile phone, go to the iTunes store or Google Play store.
    • How to make a remote deposit from your mobile phone, click here.
  • Direct Deposit/Payroll deduction - Every payday, have funds deposited into your account automatically.
  • Free E-Statements - The convenience of having your monthly account statements online.
  • Debit Card - A free MasterCard debit card that can be used at ATMs nationwide.
    • Opt In notice for overdrawing your checking account by using the debit card 
  • Overdraft Protection Products for Qualified Members -There’s more than one way to get overdraft coverage; courtesy pay, overdraft line of credit, and overdraft protection.*
  • Online Check Reorder with Home Banking - Re-order checks quickly and securely with just a few clicks.
  • Pop Money - Send or receive money with lightning speed using email or your mobile phone.
  • MasterCard SecureCode - With a personal code that’s unique to you, we’ll help take the risk out of shopping online with your MasterCard.

All this, PLUS:

  • NO minimum balance
  • NO per-check charge

*Fees may apply. A $5.00 monthly maintenance fee will apply to checking accounts for those between the ages of 19 and 65.