Member Center

A GREAT credit union starts with GREAT services

Work, school, kids, finances, etc.… is there ever enough time to check everything off your “to do” list? Not if you’re running all over town! At Rutgers Federal Credit Union, we make it easy for you to manage your money. In addition to personalized service, we offer a variety of convenience services to help you get the job done – sooner rather than later.

Financial Calculators

Our easy-to-use calculators can help you better manage your budget and finances.

Debit & ATM Card  Every RFCU checking and savings account comes with a free MasterDebit or ATM card that can be used to access your cash, verify balances, and transfer funds between accounts at any ATM that is part of the STAR or PLUS network worldwide, 24/7. And, as part of the CO-OP Network, members enjoy surcharge-free ATM access to over 25,000 ATMs across the U.S. and Canada.


We love to see our members face to face, but getting to a branch isn’t always convenient.  Try these other options!


Electronic Banking Services

  • Home Banking: An easy and safe no-fee way to access your account information, transfer funds, and pay bills.
  • Bill pay. Free, unlimited bill pay that’s easy, safe, and can help save you time.
  • Popmoney™, you can send and receive* money electronically from your Rutgers Federal Credit Union account to anyone with a bank account in the United States. *A fee of 50 cents for sending, free for receiving.
  • Mobile Banking. Just go to your device’s app store, search for Rutgers Federal Credit Union, and download. You can also register through Home Banking. With it, you'll have all the tools you need to manage your RFCU accounts -- wherever you go! A convenient, no-fee way to access your account information, transfer funds, pay bills and deposit checks.

Log in to Home Banking to utilize these services.

Safe and secure

The safety and privacy of our members is our number one priority. To protect your sensitive information, we incorporate a number of security features that include:

  • Encrypted transactions
  • Authentication for every interaction
  • No personal or financial information is ever stored on your device

Direct Deposit  You can deposit your paycheck, tax refund, Social Security check, etc. by direct deposit.

Payroll Deduction  By scheduling monthly payroll deductions, you can setup automatic monthly payments for loans and make regular savings deposits.

Our Discount Shopping Center  Save on purchases you make everyday; auto and home insurances, retail shopping, even road side assistance plans! We’re all about helping our members save money!

Additional Convenience Services For Members Include:

Visa Gift Cards*: Our Visa Gift card is a prepaid card that can be used everywhere Visa cards are accepted. Loaded with a set amount of your choosing, Visa Gift cards can be used for multiple purchases for as long as value remains on the card.

Visa Travel Card/EMV Travel*: Our Visa EMV Travel Card is the perfect traveling companion for members who are planning international visits. Accepted worldwide where Visa debit cards are accepted, travel cards eliminate the need to carry large amounts of cash or travelers checks.

Foreign Currency Services* Click here to request your Foreign Currency

Money Orders*

Cashier's Checks*

Free Notary services to RFCU members, and fees apply to non-members*. Available in all branch locations. 

Skip a Pay*: Allows you to skip a loan payment when the budget gets tight, click here to skip a payment!

Wire Transfers*: Fees and limits may apply, depending on the type of wire. Click here for a wire transfer agreement.


* Fee applies; please refer to the RFCU fee schedule.